Call scripts

Call scripts by trade: free, with the reason for every line

Free call scripts for eight trades that live on the phone: real estate, life insurance, property and casualty insurance, mortgage, solar, recruiting, financial advice and property management. Each covers the calls that trade really makes, with openers and the reason for every line, discovery questions, honest answers to objections, voicemails, follow-up texts, the rules that apply and a free PDF, no email needed.

By The TopReach Team · Updated

At a glance

What a call script is
A short, spoken outline for a call: who you are, why you're calling this person, a few questions, and one next step. Good callers use it as a talk track, not word for word.
What's in each trade's scripts
The situations that trade calls most, two or three openers for each with the reason behind every line, discovery questions, the ask, objection answers, voicemails, follow-up texts, a recording consent line and the rules, with sources.
How to use one well
Learn the opener and the ask close to word for word, let the middle be a conversation, practice the objection answers out loud, and log the outcome before the next call.
The rules every caller shares
In the US, sales calls to consumers follow the Do Not Call rules and calling hours of 8 a.m. to 9 p.m. local time, and autodialed or prerecorded calls and marketing texts to cell phones need written consent. Several states require everyone's consent to record.
Free PDFs
Each trade's scripts come as a letter-size PDF with page numbers, ready to print. No email or sign-up.
What TopReach is
TopReach is a CRM with a built-in power dialer, parallel dialer and two-way texting. It costs $55 a seat a month ($49 billed yearly), plus a $99-a-month phone license for each person who calls, with 3,000 minutes included, and $10 a month per number. There is a 14-day free trial.

Scripts by trade

Guide

How to use a call script well

A script won't make a bad list good or a weak offer strong, but it keeps every call on the few things that work: a reason the person is hearing from you, a question that gets them talking and one clear next step. Here's how to use one without sounding like you're reading.

What makes a cold call script work?

A script works when it's short enough to say naturally, gives a reason the call is about this person, and ends with one specific next step. Every script in this library follows the same order:

  • Open with your name and company, and ask permission for a minute. It respects the interruption.
  • Give the reason for this person: their listing, their request, their renewal date, a mutual contact. It answers their first question: why me?
  • Ask one question early that tells you where they stand. Their answer decides the rest of the call.
  • Ask a few discovery questions, and listen more than you talk.
  • Make one ask, with a day and a time. Then stop talking.
  • Close with what happens next, and log it before you dial again.

Should you read a call script word for word?

No. Learn the opener and the ask close to word for word, because those are the lines that matter most and they're short. Let everything in between be a conversation. People can hear reading, and they hang up on it.

Rehearse out loud before your first call of the day, especially the objection answers. An answer you've said ten times sounds calm; one you're reading sounds defensive.

How do you handle objections honestly?

Agree with whatever's true in the objection, ask one question, and offer a small next step. Each trade's page has eight or nine objections with answers written that way.

  • Don't argue. Winning the point loses the person.
  • Don't invent urgency, demand or statistics. Real news is a reason to call; made-up news ends trust and can break advertising rules.
  • Offer something small: a list of recent sales, a quote, a second opinion, a date to talk again.
  • When someone says stop, stop, and put them on your do-not-call list straight away.

What should a voicemail and follow-up text say?

A voicemail should take 20 to 30 seconds: your name, company and number first, one reason tied to the listener, then the number again, slowly. Leave one on the first attempt or two, not every call.

A follow-up text should name you and your business, refer to the call and ask for one thing. Text only people who agreed to it, and include an opt-out line such as “Reply STOP to opt out” in a first message.

What rules apply to every cold call?

The details differ by trade and place, and each trade's page lists its own, but a few rules apply to almost every US sales call. This is general information, not legal advice.

  • Check the National Do Not Call Registry and your own do-not-call list before calling consumers, unless you have an existing relationship or written consent.
  • Call consumers between 8 a.m. and 9 p.m. in their local time. Florida, Oklahoma and Maryland allow 8 a.m. to 8 p.m. and three calls in 24 hours on the same subject.
  • Autodialed or prerecorded calls and marketing texts to cell phones need prior express written consent.
  • With a parallel dialer, keep abandoned calls under 3% of answered calls per campaign over 30 days.
  • If you record, get consent first in states that require everyone's consent, such as California, Florida, Illinois, Pennsylvania and Washington. Asking every time is simplest.
  • In Canada, follow the CRTC's calling hours and the National DNCL, and get consent for commercial texts under CASL.

How do you keep scripts consistent across a team?

Give each call list its own script, so the person calling expired listings and the person calling past clients each see the right words. In TopReach, a script attaches to a call list or the whole workspace, shows on the call screen next to the outcome form, and keeps every change as a version you can restore.

Then review real calls. TopReach's AI call summaries list the objections raised on each call, so you can see which answers need work and update the script for everyone at once.

FAQ

Common questions

Yes. Every script is on the page, and each trade has a free PDF to download. No email or sign-up.

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Updated